GET READY TO APPLY FOR OR RENEW YOUR HEALTH INSURANCE MARKETPLACE COVERAGE

5 questions to ask yourself when choosing a plan

The Health Insurance Marketplace offers different plan types to meet a variety of needs and budgets. Most people qualify for financial help to make health coverage affordable. Compare plans based on what’s important to you, and choose the combination of price and coverage that fits your needs. Ask yourself these 5 questions as you shop for Marketplace coverage.

Before you start your application, there are a few things you should gather to help make the process go quicker and easier. Gather this information before you go online or call to start your application, or before you go to a meeting with an in-person enrollment assister. Click here for a complete checklist of what information you will need to gather and why you will need it. 

ALREADY HAVE MARKETPLACE COVERAGE? YOU SHOULD STILL COMPARE PLANS EVERY YEAR

New plans and prices are available each year, and plans may be more affordable than you think. Last year, 8 in 10 marketplace shoppers qualified for a plan for $75/month or less. To help you decide whether to keep or change your plan, take the quiz.

Re-enrolling? Shop and save! It’s more important than ever to shop around. You may be eligible for additional savings, so make sure to log in to your account, update your information, compare plans and pick the plan that’s right for you.

The annual open enrollment period is November 1 – December 15. If you qualify for a Special Enrollment Period (SEP) because of a life change like getting married, having a baby, losing other coverage, or moving, you may apply for coverage outside of Open Enrollment. See if you qualify. You also can apply for Medicaid and CHIP any time of the year.

See plans & pricing: https://www.healthcare.gov/see-plans/

QUICK LINKS

View Incomes That Qualify For Lower Costs in 2019 - VIEW
Marketplace Application Checklist - VIEW
Your ROADMAP to health - VIEW
Plans and Prices - VIEW
Find a Community Health Center - North DakotaSouth Dakota
For more resources, please visit    
South Dakota Department of Social Services
Marketplace Plan Video - VIEW